The Best Cashback Apps to Earn Money on Everyday Purchases
Spending money is unavoidable, but what if you could get some of that money back every time you shop? Cashback apps make that possible by rewarding you for everyday purchases—whether it’s groceries, online orders, gas, or dining out.
If you’re not using cashback apps, you’re leaving free money on the table. In this post, I’ll break down the best cashback apps available today, how they work, and tips to maximize your earnings on every purchase.
How Do Cashback Apps Work?
Most cashback apps follow a simple process:
- Shop as usual (online or in-store).
- Upload your receipt or link your payment card.
- Earn cashback or points for eligible purchases.
- Redeem your rewards as gift cards, PayPal cash, or direct deposits.
Some apps require you to activate offers before shopping, while others automatically track rewards when you use a linked card.
The Best Cashback Apps in 2025
1. Fetch Rewards – Best for Grocery Receipts
- How It Works: Snap a photo of any grocery, gas, or restaurant receipt to earn points.
- Best For: Grocery shopping and everyday purchases.
- Payout Options: Gift cards (Amazon, Walmart, Target, etc.).
- Why It’s Great: No pre-selecting offers—just scan receipts and earn.
- Sign-Up Bonus: Use a referral code to earn bonus points.
2. Ibotta – Best for Grocery & Household Items
- How It Works: Activate cashback offers before shopping, then scan your receipt.
- Best For: Grocery and household items.
- Payout Options: PayPal cash, Venmo, or gift cards.
- Why It’s Great: Frequent bonuses and extra earning opportunities.
- Sign-Up Bonus: Earn a welcome bonus after redeeming your first offer.
3. Rakuten – Best for Online Shopping
- How It Works: Shop through the Rakuten portal or use the browser extension.
- Best For: Online shopping at major retailers like Walmart, Target, and Best Buy.
- Payout Options: PayPal cash or checks.
- Why It’s Great: Huge cashback percentages during special promotions.
- Sign-Up Bonus: $10 bonus after making your first qualifying purchase.
4. MyPoints – Best for Earning Cashback & Rewards
- How It Works: Earn points for shopping through MyPoints, taking surveys, and playing games.
- Best For: Online shopping and earning rewards through multiple activities.
- Payout Options: Gift cards, PayPal cash, and travel miles.
- Why It’s Great: Multiple ways to earn beyond shopping.
- Sign-Up Bonus: $10 bonus after making your first qualifying purchase.
5. Shopkick – Best for Earning Without Spending
- How It Works: Earn “kicks” (points) for walking into stores, scanning barcodes, and making purchases.
- Best For: In-store shopping and passive earning.
- Payout Options: Gift cards.
- Why It’s Great: You can earn rewards without even making a purchase.
- Sign-Up Bonus: Get bonus kicks for signing up and completing your first task.
6. Upside – Best for Gas & Dining Cashback
- How It Works: Find cashback offers at gas stations and restaurants, then pay with a linked card.
- Best For: Gas and dining out.
- Payout Options: PayPal, gift cards, or bank transfer.
- Why It’s Great: Get instant cashback on necessary purchases.
- Sign-Up Bonus: Bonus cash on your first gas purchase.
How to Maximize Cashback Earnings
To get the most out of these apps, follow these strategies:
- Stack multiple apps – Use Fetch + Ibotta + Upside for groceries & gas.
- Pay with a cashback credit card – Earn cashback on top of app rewards.
- Check for special bonuses – Many apps offer seasonal promotions with boosted cashback.
- Use browser extensions – Rakuten’s extension alerts you to cashback deals automatically.
- Always scan receipts – Even small purchases can add up over time.
Final Thoughts: Start Earning Cashback Today!
Cashback apps are one of the easiest ways to put extra money in your pocket for things you’re already buying. Whether you prefer automatic tracking (Dosh, Upside) or scanning receipts (Fetch, Ibotta), there’s a way for everyone to earn.
Start using these apps today and watch your savings grow!
Which cashback apps have worked best for you? Let me know in the comments!
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